they may tricked you during a moment of doubt and weakness, but you don't have to stay tricked (source infra)
Get Your . . . Together | The Reformed Broker: " . . . . The survivalist guys, the bunker guys? Let me let you in on a little secret - they've ALWAYS been the losers. They claim to be "realists" but really they're misanthropes who are unhappy and pray daily to see everyone else dragged down with them. They haven't been right yet. You've ignored them your whole life and you can go back to ignoring them right now. . . ." (read more at link above)
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There's only one reason I'd ever use a CD over a high-yield savings account: college tuition - - A CD can sometimes offer a higher rate of return than a high-yield savings account, but in exchange you have to lock your money away for a ...